朱先生,今年41岁,在一家大型国企工作,收入稳定,年收入20万元左右。朱太太,今年40岁,在一家物业公司工作,年收入10万元左右。儿子今年16岁,在读高中。朱先生的家庭属于小康家庭,有一套住房和一辆家庭轿车,存款30万元,基金投资20万元,没有负债。由于单位有较好的福利保障,朱先生一直没有考虑购买商业保险,由于不久后要退休,朱先生考虑给自己和太太购买一定的养老保险和重大疾病保险。 Mr. Zhu, 41 years old this year, works in a large state-owned enterprise with steady income and an annual income of about 200,000 yuan. Mrs. Zhu, 40 years old, works in a property company with an annual income of about 100,000 yuan. My son is 16 years old and is in high school. Zhu’s family belongs to well-off families, a house and a family car, deposit 300,000 yuan, the fund invested 200,000 yuan, there is no debt. Because the unit has a better welfare protection, Mr. Zhu has not considered buying commercial insurance, because in the near future to retire, Mr. Zhu consider himself and his wife to buy certain old-age insurance and critical illness insurance.