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随着机动车数量的大幅增长,各类重大道路交通安全事故时常见诸报端。据统计,目前我国道路交通事故已占全国各类事故总量的82.5%,道路交通安全已成为社会关注的热点。2012年12月21日起施行的最高法院《关于审理道路交通事故损害赔偿案件适用法律若干问题的解释》中首次明确规定,在交通事故纠纷案件中交强险和商业三者险可以同案审理,有效减少了当事人的求偿环节,避免了当事人的诉累。那么,交强险和商业三者险在理赔适用上又有哪些不同和需要注意的地方呢?
With the substantial increase in the number of motor vehicles, traffic accidents of all kinds are often reported in the newspapers. According to statistics, at present, China’s road traffic accidents account for 82.5% of the total number of all kinds of accidents in the country. Road traffic safety has become a hot issue of social concern. The Interpretation of the Supreme People’s Court on December 21, 2012, on Several Issues Concerning the Application of Law in the Trial of Cases of Compensation for Damages in Road Traffic Accident, clearly stipulates for the first time that in the case of traffic accident disputes, Reduce the parties ’claims, avoid the parties’ complaints. So, pay strong insurance and commercial risk in the claims applicable and what are the differences and need to pay attention to it?