近代中国开埠以后,伴随商贸的繁盛,传统钱业也逐渐从简单的银钱兑换发展出更复杂的金融功能,其中为商业提供资金转账就是较为突出的方面。例如上海钱庄的汇划制度,宁波钱庄的过账制度,以及天津银号间拨码的使用,都使得传统钱业和商业贸易的联系更加紧密,同时也促进了商业贸易的发展。拨码是近代天津钱业所独有的用 After the opening of China in modern times, with the prosperous business and trade, the traditional money industry gradually developed more complicated financial functions from simple money exchange. Among them, the provision of funds transfer for business was a prominent aspect. For example, the remittance system of Shanghai Bank, the posting system of Ningbo Bank, and the use of the Tianjin Bank’s dial code all make the connection between traditional money business and commerce and trade more closely and also promote the development of commerce and trade. Dial code is unique to the modern Tianjin money industry