资产证券化在我国有引进和发展的必要。但是,在诸多因素的制约下,目前,我国对资产证券化市场的需求有限,在国内开展资产证券化的条件不十分成熟。启动资产证券化市场,需要培育资产证券化的市场参与主体,解决资产证券化的制度性障碍。 Asset securitization is necessary for the introduction and development of our country. However, under the constraints of many factors, at present, the demand for asset securitization market in our country is limited, and the conditions for securitization in China are not very mature. To start the market of asset securitization, it is necessary to cultivate the market participators in asset securitization and solve the institutional obstacles to asset securitization.