1949年10月20日,中国人民保险公司在北京成立。保险资金开始由中国人民银行总行拨付300亿元(旧人民币),1949年12月又增加资金为600亿元(旧人民币)。中国人民保险公司开业后,强调保险必须与防灾相结合,并改革了旧保险单,自1950年10月起有计划地降低费率,到1951年火险费率较抗战前水平平均降低了25％,较解放 October 20, 1949, the Chinese People’s Insurance Company was established in Beijing. Insurance funds began to be appropriated by the People’s Bank of China headquarters 30 billion yuan (old RMB), in December 1949 and an additional capital of 60 billion yuan (old RMB). After opening its doors, PICC stressed that insurance must be integrated with disaster prevention and reform old insurance policies. It has systematically lowered rates since October 1950, and by 1951 the average rate of fire insurance dropped by an average of 25% %, More liberation