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我国社会经济的繁荣发展,市场经济的不断进步,在很大程度上带动了金融行业的完善和创新。互联网金融正是在这一形势下产生的新的事物,由于其产生具有时代性的特征,结合了新时代的主流——互联网,受到了各个行业领域的广泛关注。从目前来说,对于它的概念描述还没有一个标准的定义,对于其未来的发展前景也存在着很大的争论。本文从金融功能的角度出发,对互联网金融进行了简单分析和阐述,并对其未来的发展前景作了简单概括。
The prosperity and development of China’s social economy and the continuous improvement of the market economy have greatly contributed to the improvement and innovation of the financial industry. Internet finance is just a new thing that has arisen in this situation. Due to its characteristics of the times and the internet, it has drawn wide attention in all fields of industry. At present, there is not a standard definition of its concept description, and there is still a big debate about its future development prospects. This article from the perspective of financial functions, a simple analysis and elaboration of Internet finance, and a brief summary of its future development prospects.