随着保险公司业务的拓展,保险业务量相应扩大,保险事故发生的次数必然会随之上升,与之相应的是可以向第三者责任人追偿的案件也就会越来越多,涉及的保险标的金额也将会越来越大。保险追偿显得越来越重要。 一、保险人追偿的意义 被保险人发生了合同约定的保险事故后,保险人就应依照约定予以赔付保险金。然而,如 With the expansion of the business of insurance companies, the corresponding increase of the insurance business volume will inevitably lead to the increase of the number of insurance accidents. Correspondingly, the number of cases that can be recourse to third party responsible persons will also be more and more, involving The amount of insurance subject will also be larger and larger. Insurance recovery is more and more important. First, the significance of the insurer recovery The insured occurred after the contractual insurance accident, the insurer should be in accordance with the agreement to be paid insurance. However,