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由于部分大学生消费观念缺乏理性或者沉迷于网络赌博,而一些不良网络借贷平台和放贷人采取虚假宣传的方式和降低贷款门槛、隐瞒实际资费标准等手段,诱导涉世未深的大学生过度消费,使得有部分大学生陷入“高利贷”陷阱,越陷越深,从而引发一系列问题。而欧**同学就是其中一个典型的例子,他由于受到网络借贷平台和放贷人的诱导而涉足到网络借贷,最终深受网络借贷的毒害,并付出了沉重的代价。
Due to the lack of rationality or indulgence in online gambling among some college students, some bad internet lending platforms and lenders adopt false propaganda methods and lower loan thresholds to hide the actual tariffs and other means to induce over-consumption of under-employed college students, Some college students fall into the trap of “usury”, deeper and deeper, which led to a series of problems. The European classmates is one of the typical examples. Due to the internet lending platform and lenders, he was involved in online lending. He was eventually poisoned by internet loans and paid a heavy price.