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本文是《各国住房资金制度比较研究》一书(1985)的第一章,为住房资金制度提供了一个理论框架,对发达国家的住房资金制度作了概括的论述,并归纳成若干简明要点。作者是英国建房协会联合会副秘书长,对住房资金制度及有关政策有专门研览,曾于1985年访问中国。我国正在进行以住宅商品化为主要内容的城镇住房制度改革,而住房资金问题又是其中的关键。为了给这个问题的研究提供一份比较系统的参考资料,本刊特将此文发表。因译文篇幅较长,在不损害原意的前提下,编校者作了一些删节。
This article is the first chapter of “A Comparative Study of Housing Funding Systems in Various Countries” (1985), which provides a theoretical framework for the housing fund system. It gives a general discussion of the housing fund system in developed countries and concludes with some concise points. The author is the deputy secretary-general of the British Association of Housing Consultants, a special visit to the housing fund system and related policies, and visited China in 1985. Our country is carrying on the reform of housing system in cities and towns with the commercialization of housing as the main content, and the issue of housing funds is one of the key issues. In order to provide a more systematic reference for the research of this issue, this article publishes this article. Due to the length of the translation, without prejudice to the original premise, editors made some abridged.