网络金融的发展是一种趋势,也是我国银行业乃至金融业实现对国外同行弯道超车的机会,网络金融业务的发展不仅仅是商业银行的责任,社会、政府必须为网络金融业务的发展创造良好的环境,通过不断规范来引领网络金融健康发展。商业银行应该勇于进取,不断加强自身建设,实现自身跨越式发展。 The development of online finance is a trend, and it is also an opportunity for China’s banking industry and even the financial industry to realize the overtaking of foreign competitors. The development of online financial services is not only the responsibility of commercial banks, society and government must create for the development of online financial services. A good environment leads the healthy development of online finance through continuous standardization. Commercial banks should be bold in making progress, continuously strengthen their own construction, and achieve their own leap-forward development.