最近,有关解决负资产的问题在香港弄得沸沸扬扬。事实上,负资产问题困扰了香港相当长时间,它不但使内部消费疲弱,还拖累香港经济复苏速度。负资产问题的出现,有其长远的背景和具体原因。一些在1997年上半年最高峰期买入的楼宇,到目前的楼价已跌了一半以上,当年购入的楼宇变成负资产。这些负资产者,有些是穷半生积蓄购置一个安居之所,岂料楼价下跌,变成了负资产;也有些是当年炒楼过热,入货过多而无法脱手而成了负资产者。 Recently, the issue of resolving negative equity has been raging in Hong Kong. In fact, the problem of negative assets has plagued Hong Kong for a long time. It not only weakens internal consumption but also impairs the speed of economic recovery in Hong Kong. The emergence of negative equity problems has its long-term background and specific reasons. Some buildings bought at the peak of the first half of 1997 have now fallen by more than half their current prices and the buildings purchased in that year have become negative assets. Some of these negative-asset-backed people are buying houses for a poor life for half the savings. However, property prices have fallen and become negative assets. Some are overheated property speculators and over-purchased goods can not be turned into negative assets.