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一、物上代位概念辨析保险法上的物上代位,是指保险人赔付被保险人财产的全部损失后,即取得保险标的的权利和义务。保险法上的物上代位制度和抵押权的物上代位性完全不同:保险法上的物上代位,是物上请求权的体现,保险人支付全部保险赔偿后,可以取得保险标的的所有权和其他一切?
First, the concept of Subrogation Identification Insurance Subrogation, refers to the insurer to pay the insured person’s property all the losses, that is to obtain the subject of insurance rights and obligations. Subrogation system of insurance law is totally different from that of mortgage right: Subrogation on subrogation in insurance law is the embodiment of material right of claim. After the insurer pays all the insurance compensation, it can obtain the ownership of insurance subject and all other things ?