稳步推进房地产部门的去库存、去产能、去杠杆,大力完善房地产市场投融资机制,有效应对房地产部门风险向银行部门的冲击房地产市场已经形成了高价格、高库存、高杠杆、高度金融化和高度关联性等“五高”风险特征,可能逐步演化为银行部门信用违约、资产市场价值重估、金融体系系统性危机、地方财政恶化以及宏观经济停滞等风险。“十三五”时期,我国要化解房地产部门风险,可谓任重道远。我国房地产部门的风险特征过去几年,房地产市场成为日益复杂的经济体系,其风险在持续累积,特 Steadily push forward the de-stocking, production capacity and leverage in the real estate sector, vigorously improve the mechanism for investment and financing in the real estate market, and effectively counter the impact of real estate sector risks on the banking sector. The real estate market has formed a series of projects featuring high prices, high inventories, high leverage, High correlation and other “high” risk characteristics may gradually evolve into the risks of credit default in the banking sector, revaluation of the asset market, systemic crisis in the financial system, deteriorating local finance and macroeconomic stagnation. “Thirteen Five ” period, our country to resolve the real estate sector risks, can be described as a long way to go. Risk characteristics of China’s real estate sector Over the past few years, the real estate market has become an increasingly complex economic system, the risk of continued accumulation of special