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随着利率市场化进程的不断推进,银行所面临的机遇不断增加,但是在经营过程中所存在的不确定风险也大幅上升。那么中小银行应如何制定经营策略,在市场利率化的全面放开下抓住机遇实现自身的可持续发展呢?本文通过讨论中小银行与大银行相比所存在的优势、劣势来进一步研究我国中小银行经营策略。
With the advancing marketization of interest rates, the opportunities that banks face continue to increase, but the risks of uncertainty in the course of business operations have also risen sharply. So how should the small and medium-sized banks formulate business strategies and seize the opportunity to realize their own sustainable development under the full liberalization of the market interest rate? This paper studies the advantages and disadvantages of small and medium-sized banks Bank management strategy.