(一)保全农发行信贷资产存量是当务之急随着粮食流通体制改革的深化,粮食企业改组、改制和人员下岗分流的步伐将进一步加快,一些企业存在最后“捞一把”的思想,有的采取各种方式方法逃废和悬空农发行的贷款债务;有的弱化对库存实物的管理;有的甚至产生挤占挪用收购资金的倾向。因此,对农发行而言,在深化粮改的过程中,信贷管理的重点就是切实做好信贷资产存量的保全和风险化解工 (I) Preserving stock of credit assets of ADB is a top priority With the deepening of the reform of the grain circulation system, the pace of restructuring, restructuring and separation of staff from food businesses will be further accelerated. Some enterprises will eventually have the idea of ​​“fishing one”, and some adopt Various ways and means to escape the debt and vacant agricultural development loans; some weakening the physical inventory management; and some even have the tendency to divert the acquisition of funds. Therefore, in the process of deepening grain reform, for the development of agriculture, the focus of credit management is to earnestly do a good job in preserving and resolving the stock of credit assets