手机银行安全吗?手机银行虽然已经不是一件新鲜事,但是对于大多数人来说,要让这个还停留在新闻印象里的事物成为真正和电视、电话一样便捷实用的工具,还需假以时日。消费心理专家表示,我国移动支付产业尚处于市场培育和推广阶段,长期形成的消费习惯和固有的支付方式是这种快捷服务成长过程中必须逾越的一道坎。针对这种情况,移动运营商和相关产业链上下只有提供更多与老百姓日常生活息息相关的服务并逐步渗透到传统支付模式中去,才能使该产业有长足的发展。在接触的几位消费者中,甚至没有一个人使用手机银行。消费者还有着很多疑虑和困惑。想必真正敢吃螃蟹的人并不是很多。一个消费者跟笔者说:手机银行总觉得存在着风险,可能是心理还不容易接受吧。虽然中国国内的手机银行业务虽然多家银行都已开展,但实际的用户比例无法与手机用户数量匹配。 Mobile banking is safe? While mobile banking is no longer new, for most people, leaving things that remain in the news impression to become truly easy and practical tools like television and telephone will take time. Consumption psychology experts said that China’s mobile payment industry is still in the stage of market cultivation and promotion, long-term consumption habits and the inherent form of payment is the fast service growth process must be crossed a hurdle. In view of this situation, the mobile operators and related industry chains can only make great progress in the industry by providing more services that are closely related to the daily life of ordinary people and gradually infiltrating into the traditional payment modes. Of the few consumers in contact, none of them even use mobile banking. Consumers also have a lot of doubts and confusion. There are not many people who really dare to eat crabs. A consumer told the author: mobile phone banks always feel there is a risk, psychological may not be easy to accept it. Although China’s domestic mobile banking business has been carried out by a number of banks, the actual subscriber base can not match the number of mobile subscribers.