论文部分内容阅读
农业生产的风险性要求建立健全农业保险制度以实现对农业生产的保障作用,农业保险社会效益高而经济效益低,具有明显的公共产品属性。本文总结了我国农业保险的发展现状,分析了我国农业保险存在的问题,认为农业保险的公共产品属性要求财政加大政策性保险保费的支持力度,财政应该从保费补贴、保险业务费补贴、税收优惠、建立风险基金多渠道支持农业保险的发展。
The risk of agricultural production requires establishing and perfecting the agricultural insurance system in order to realize the guarantee function of agricultural production. The social benefits of agricultural insurance are high and the economic benefits are low, with obvious public product attributes. This paper summarizes the status quo of China’s agricultural insurance development and analyzes the problems existing in China’s agricultural insurance. It considers that the public product attributes of agricultural insurance require the government to increase its support for policy-oriented insurance premiums, which should be supplemented by premium subsidies, insurance business subsidies and tax revenues Concessions, the establishment of venture capital funds to support the development of agricultural insurance.