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一、改革开放以来,国民收入分配格局发生了深刻变化 (一)财政资金占社会各项资金和收入的比重下降。(二)国民收入分配向个人倾斜。(三)国家重视居民消费结构的改善。 二、居民储蓄随综合国力的增强有了大幅增长,并发挥着重要作用 第一,国民经济保持了持续快速增长,提前五年实现总值翻两番。第二,储蓄存款随国民收入和居民货币收入增长较快。第三,储蓄存款的增长,改善了负债结构,增强了银行的资金实力和抵御风险的能力。
First, since the reform and opening up, profound changes have taken place in the distribution pattern of national income (1) The proportion of financial funds in various social funds and incomes has dropped. (B) national income distribution to individual tilt. (C) the state attaches importance to the improvement of the resident consumption structure. Second, the savings of residents has risen sharply with the enhancement of overall national strength and played an important role. First, the national economy maintained a sustained and rapid growth, quadrupling the total value five years earlier. Second, savings deposits grew rapidly with national income and resident money income. Third, the growth of savings deposits has improved the debt structure and enhanced the bank’s financial strength and ability to withstand risks.