中小企业融资难的原因,除自身实力薄弱外,相应的政策支持也亟待完善。改善中小企业资金面紧张情况,应增加宏观调控的灵活性,改善中小企业信贷环境,但是不能仅仅依靠银行放贷款,还需要进一步加快信用链建设,为中小企业搭建债券融资、融资租赁等多种资渠道。首先,应该切实体现宏观调控政策的灵活性,细化信贷支持小企业政策。在继续执行目前逆周期审慎监管、加强动态指标考核的基础上,应引导银 The reasons for the difficulty of SME financing, in addition to its own weakness, the corresponding policy support is also urgent need to be perfected. We should increase the flexibility of macroeconomic regulation and control and improve the credit environment for SMEs. However, we can not rely solely on loans from banks. We also need to speed up the construction of the credit chain and provide various forms of financing for small and medium-sized enterprises Information channels. First of all, we should reflect the flexibility of macroeconomic regulation and control policies and refine the policy of supporting small enterprises with credit. On the basis of continuing to implement the current countercyclical prudential supervision and strengthening the assessment of dynamic indicators, it should guide the banks