论文部分内容阅读
保险的目的就是在投保人的生命财产受到侵犯的时候使其遭受的损失降到最低点,其本质涵义就是集中群体的力量抵消个体的风险。在经济高速发展的今天,保险业在社会生产和人民生活中越来越起着重要的作用,许多企业和家庭都把投保作为最保险的链条来经营。但保险公司给别人提供保障的同时.却保障不了自己的利益不遭受损失,保险公司本身的利益成了真空地带,这便引发出严重的问题——谁来保障保险公司的利益呢?保险公司受到损失时向谁寻求赔偿?在这种尴尬的现实面前.出现了许多钻保险公司空子骗取高额保费的事件。一、为骗保费导演空难2002年5月7日21时24分.北方航空公司一架“北京——大连”航班在大连海域失事.
The purpose of insurance is to minimize the losses suffered by the policyholders when their life and property are violated. The essence of insurance is to concentrate the collective forces to offset individual risks. In today’s rapid economic development, the insurance industry is playing an increasingly important role in social production and people’s livelihood. Many enterprises and families operate the insurance as the most insured chain. However, while insurance companies provide protection to others, they can not guarantee that their own interests will not suffer losses. The interests of insurance companies themselves have become a vacuum. This raises serious questions - who will protect the interests of insurance companies? Insurance companies In the face of such embarrassing reality, there have been many cases in which insurance companies cheat high premiums. First, to cheat premium Director’s crash At 21:24 on May 7, 2002, a Northern Airlines airliner “Beijing-Dalian” flight crashed in Dalian.