随着金融电子化程度的提高和计算机知识的普及,金融领域计算机犯罪问题越来越突出。而且有资料显示,过去发生的网络金融犯罪案件,绝大部分为内部人员所为,金融业务的安全性面临着前所未有的严峻挑战。目前,邮政绿卡系统多采用密码方式验证内部人员(本文中提到的内部人员主要指 With the improvement of the financial electronic degree and the popularization of computer knowledge, the computer crime in the financial field has become more and more prominent. Moreover, some data show that in the past, the majority of online financial crime cases were committed by internal personnel, and the security of financial business was facing an unprecedented severe challenge. At present, the postal green card system to use more password-based verification of internal staff (referred to in this article mainly refers to the internal staff