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出口信用保险的目的是为出口企业提供收汇风险的保障,保证出口企业能够正常地经营。而出口企业投保出口信用险以后是否能全面得到保险公司的保障,这就要看出口企业投保后是否严格履行了被保险人的义务及所发生的收汇损失是否在保险公司的保险责任范围内。因此,理赔过程也是对承保工作的一个全面反映。保险公司的理赔主要包括以下几个步骤:
The purpose of export credit insurance is to provide export companies with the protection of foreign exchange risk and ensure that export enterprises can operate normally. Whether the export enterprise can guarantee the insurance company’s protection after insuring the export credit insurance depends on whether the export company strictly fulfills the insurer’s obligations after the insurance is insured and whether the foreign exchange loss occurred is within the scope of insurance coverage of the insurance company. . Therefore, the claims process is also a comprehensive reflection of the underwriting work. Insurance company claims mainly include the following steps: