随着互联网+时代的到来,校园贷作为其重要组成部分应运而生,但由于其发展的不规范和相关制度的不健全,导致很多具有欺骗性、违法性的校园贷走进了校园,引发了一系列危害事件。为了防范和解决校园贷所带来的风险,我国政府机构先后下发《关于加强校园不良网络借贷风险防范和教育引导工作的通知》和《互联网金融风险专项整治工作实施方案》等文件,并发起了金融知识进校园等活动,提 With the advent of the Internet + era, campus loans have emerged as an important part of them. However, due to the non-standardization of their development and the imperfect system, many deceptive and illegal campus loans have come into the schools and triggered A series of dangerous events. In order to prevent and solve the risks brought about by campus loans, the government agencies in our country successively issued the “Circular on Strengthening the Prevention of Bad Internet Loans and Risk Prevention and Education and Guidance Work for Schools” and “The Implementation Plan for Internet Financial Risk Special Remediation Work” and other documents Financial knowledge into the campus and other activities, mention