半殖民地半封建的中国,在从自给自足的农业经济向近代商业经济发展演变进程中,现代银行的出现,无疑起到了一定的推动与促进作用。鸦片战争后,英、法、德、日、俄等国列强在侵入中国的同时,相继在华开设银行,以操纵中国的经济,垄断中国的国际汇兑业务与国内金融市场, Semi-colonial and semi-feudal China, from the self-sufficient agricultural economy to the development of modern commercial economy, the emergence of modern banks undoubtedly played a certain role in promoting and promoting. After the Opium War, the powers of Britain, France, Germany, Japan, Russia and other countries invaded China. At the same time, they successively opened banks in China in order to manipulate China's economy, monopolize China's international exchange business and domestic financial markets,