农村信贷资金投入不足已经成为制约“三农”经济发展的瓶颈。从历史的原因看,县域金融机构中农村信贷资金投入不足已经成为制约“三农”经济发展的瓶颈。从历史的原因看,县域金融机构中★2006.03★黑龙江金融只有农村信用社和农业银行将服务的对象选择了农业,但由于农村信用社 Inadequate investment in rural credit has become the bottleneck restricting the “three rural” economic development. Historically, the insufficient input of rural credit funds in county financial institutions has become the bottleneck restricting the economic development of “agriculture, rural areas and farmers”. From historical reasons, the county financial institutions ★ 2006.03 ★ Heilongjiang Finance Only rural credit cooperatives and agricultural banks will serve the object of choice of agriculture, but because of rural credit cooperatives