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小微企业融资问题一直是社会各界关注的热点。在经济增速放缓的背景下,小微企业资金需求能否得到满足更加值得关注。针对这一问题,笔者对乐山市391户小微企业进行了问卷调查。调查显示,小微企业在银行融资规模稳步提高,贷款增长速度高于全市增幅,信贷资产质量逐年提升。当前小微企业融资中值得关注的问题支持小微企业发展的政策未落实到位。2011年1月,国务院制定了支持小型和微型企业发展的金融和财税政策措
The financing of small and micro enterprises has always been a hot topic of concern to all sectors of society. In the context of slowing economic growth, whether the funding needs of small and micro enterprises can be met is even more noteworthy. To solve this problem, the author conducted a questionnaire survey on 391 small and micro enterprises in Leshan City. According to the survey, the scale of financing of small and micro enterprises in the banking sector has steadily risen. The growth rate of loans is higher than that of the whole city and the quality of credit assets has been increasing year by year. The current concern in the financing of small and micro enterprises Small and micro enterprises in support of the development policy is not put in place. In January 2011, the State Council formulated financial and fiscal policies to support the development of small and micro enterprises