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基金收支按照筹资模式和养老金计发模式的不同组合,可以组成9种基金收支模式。利率对某种基金收支模式的基金平衡的影响取决于利率对基金收入的影响和利率对基金支出的影响的和的影响。在我国“统账结合”和部分积累的基金收支模式下,按平均工资一定比例计发的养老金和按个人账户储存额一定比例计发的养老金的适当组合,可以把利率对基金收支平衡的影响减到最小。
Fund revenue and expenditure in accordance with the different modes of financing and pension plan mode, you can form nine kinds of fund revenue and expenditure model. The effect of interest rates on the fund balance of a fund’s revenue and expenditure model depends on the impact of interest rates on the fund’s income and the impact of interest rates on fund expenditures. Under the “unified account-account integration” and partially-accumulated fund revenue and expenditure model in our country, an appropriate combination of pensions calculated according to a certain percentage of the average wage and pensions calculated according to a certain percentage of the personal account’s stored amount can bring the interest rate to the fund The impact of branch balance is minimized.