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对接货币基金的余额宝成立以来显示出吸储的巨大威力,给各大商业银行带来了巨大的压力,一批商业银行也推出宝宝产品与之抗衡。据不完全统计,目前工行、兴业银行、中信银行、平安银行等十多家银行都推出了自己的宝产品,其中各有特色,有些对接信用卡还款,有些甚至可以直接取现,是打理闲散资金的好帮手。本文盘点了截至2014年7月来自14家银行的16款银行系宝产品,虽然多家银行的宝产品十分接近余额宝,但其形式和特点仍各有特色。
Since the founding of the balance of the balance of the monetary fund, Po has shown its tremendous power of absorbing storage and brought tremendous pressure to major commercial banks. A number of commercial banks have also launched baby products to contend with. According to incomplete statistics, currently over 10 banks such as ICBC, Industrial Bank, CITIC Bank and Ping An Bank have launched their own treasure products, each of which has its own unique features. Some of them even pay for credit cards. Some of them can even take cash directly, Money is a good helper. This article takes stock of 16 banking products from 14 banks as of July 2014. Although the products of many banks are very close to Yu’ebao, their forms and characteristics still have their own characteristics.