根据第五次人口普查,我国有8510万65 岁以上的老年人,占全国人口的7%。从1999年起,我国已进入老年社会。老有所养的问题成为政府和社会面对的一大难题,成为人们关注的热点问题。“一二四”家庭结构的形成, 使传统的家庭养老面临挑战;受经济发展的 According to the fifth census, there are 85.1 million seniors over the age of 65 in our country, accounting for 7% of the total population. Since 1999, our country has entered the elderly society. The problem of raising the old has become a major problem facing the government and society and has become a hot issue that people are concerned about. The formation of “One Two Four” family structure makes the traditional family retirement face challenges;