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中国保险市场是世界保险市场的一个组成部分，尽管它经历了几起几落的坎坷发展历程，并且迄今处于比较落后的状态，但它仍然是保险市场的一般原理和规律在中国的具体化。分析和研究中国保险市场的历史发展进程，对于认识和掌握保险市场发展的一般规律，进而把保险市场的一般规
China’s insurance market is an integral part of the global insurance market. Although it has undergone several ups and downs and has so far lagged behind, it is still the embodiment of the general principles and laws of the insurance market in China. To analyze and study the historical development of China’s insurance market is of great significance in understanding and mastering the general laws governing the development of the insurance market,