案例陈先生贷款买了一辆货车。上保险时,陈先生手头紧,没有足够的钱缴纳保险费,就跟保险公司业务员书面约定,一周内拿钱来换保单和发票。一周过去了,陈先生仍然未见踪影。此时,保险公司业务员打电话催收,并明确告诉陈先生如不缴费,保险公司就不承担保险责任。陈先生心想,保单都已经签发,并且已经起保了,保险公司能不承担责任吗?再说自己并不是不缴保费,只是稍微推后一些。 Case Mr. Chen bought a truck loan. On insurance, Mr. Chen tight hands, not enough money to pay premiums, just as the insurance company written agreement, take money in a week to change the policy and invoice. One week later, Mr. Chen still disappeared. At this point, the insurance company salesman called for collection, and clearly told Mr. Chen if not pay, the insurance company does not assume insurance liability. Mr. Chen thought, the policy has been issued, and has been insured, the insurance company can not assume responsibility? Say that they are not unpaid premiums, but slightly pushed back.