金融市场作为资金融通和资本配置的市场,对其他各类生产要素市场化配置有强烈的导向作用,一个发达的资本市场是市场决定资源配置的先导。在建设高效资本市场的过程中,完备的金融风险管理体系是必要而迫切的,因为如果缺乏有效的风险管理工具,包括银行、证券、保险等在内的各类金融市场主体都将可能暴露在单边头寸的不确 As a market for financial intermediation and capital allocation, the financial market plays a strong guiding role in the market allocation of other types of factors of production. A well-developed capital market leads the market in determining the allocation of resources. In the process of building an efficient capital market, a complete financial risk management system is necessary and urgent because, in the absence of effective risk management tools, all kinds of financial market participants, including banks, securities and insurance, may be exposed to Unilateral uncertainty