近几年来，我国商业银行不良贷款逐年增多，一些金融机构严重亏损。银行内部工作决策失误是一个主要因素，它给贷款带来的风险主要有以下六个方面：一是贷款“垒大户”。这些大户企业的贷款少则八九百万元，多则六七千万元。企业一旦出现资金困难，就向银行要贷款。银行不能满? In recent years, the non-performing loans of China’s commercial banks have been increasing year by year, and some financial institutions have suffered serious losses. Bank internal decision making mistakes is a major factor, it gives the loan risks mainly in the following six aspects: First, the loan “big base.” Loans for these large businesses range from $ 89 million to as much as $ 60.7 million. Once the financial difficulties of enterprises, to the bank loans. Bank can not be full?