老庄湾是陕北子长县的一个偏僻小村，那里山大沟深，土地贫瘠，居住着75人21户农民，曾是穷得出了名的“光棍村”。近日，笔者在开展“农户小额信贷和创建信用村”试点过程中，意外的了解到该村却是全乡唯一没有贷款的村子。带着好奇和不解，沿着崎岖的山路，笔者来到了村上， Laozhuang Bay is a remote small village in Zichang County, northern Shaanxi, where Dagougou is a deep, barren land. There are 21 peasants living in 75 people and was once the poor “bachelor village.” Recently, in carrying out the experiment of “peasant household microfinance and creating a credit village”, I was surprised to learn that the village is the only village in the whole country that has no loans. With curiosity and puzzled, along the rugged mountain, I came to the village,