一、现状及影响农发行信贷投入逐年增加资产负债总量迅速增长。与此同时信贷资产质量逐渐下降经营风险日益突出。表现在１次级、可疑、损失贷款面宽额大。据对四川省遂宁市农发行今年４月末调查统计全市所有机构均存在不良贷款。次级、可疑、损失三项贷款占全部贷款余额６７％ First, the status quo and impact of the Agricultural Development Bank to increase annual credit assets and liabilities rapid growth in total. At the same time, the quality of credit assets is gradually declining. Operating risks are becoming increasingly prominent. Performance in a secondary level, suspicious, a large loss of face loans. According to a survey conducted by the Agricultural Development Bank of China in Suining City, Sichuan Province at the end of April this year, all the cities in the city have non-performing loans. Subordinate, suspicious, loss of three loans accounted for 67% of the total loans