论文部分内容阅读
这里地势偏僻,人称湖北省孝感市的西伯利亚。 这里天高皇帝远,人们的信用意识、法制观念淡薄。 这块土地上的金融机构——杨河信用社货款70%逾期沉淀,主任换了一茬又一茬,仍改变不了亏损的局面。 去年2月,一位从信用站招聘的临时工走马上任了。短短10个月时间就收回历欠贷款1152笔,本息75万元,彻底扭转了信用社长期亏损的局面。 他就是信用社招聘的临时工、共产党员——王安胜。 “就是刀架在脖子上,这钱也不能贷” 王安胜一上任,就把提高信贷资产质量、放准放好每笔贷款放在工作的首位。去年以来,杨河信用社新投放的贷款,除农户生产资料贷款3万元外,其余全部是抵押担保贷款,彻底杜
Here remote, called Xiaogan City, Hubei Province, Siberia. Here the emperor Gao Tian, people’s credit awareness, weak legal concept. 70% overdue deposits of Yanghe Credit Cooperative, a financial institution on the land, and the director changed another crop, still can not change the loss situation. Last February, a temporary worker recruited from a credit station took office. In just 10 months, it reclaimed 1152 outstanding loans and the principal and interest of 750,000 yuan, completely reversing the long-term credit losses of the credit cooperatives. He is a temporary worker recruited by a credit union, a member of the Communist Party - Wang Ansheng. “It is the knife on the neck, the money can not be lending,” Wang Anyi took office, put the credit asset quality improvement, letting each loan put the first place in the work. Since last year, Yanghe Credit Cooperative newly put in loans, with the exception of loans for agricultural means of production of 30,000 yuan, the rest are all mortgage-backed loans, thoroughly Du