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中共十七届五中全会提出:“要更加注重和改善民生,要坚持把保障和改善民生作为加快转变经济发展方式的根本出发点和落脚点”。当前,金融扶持下岗失业人员是保障和改善民生的重要方式,其中小额担保贷款发挥了重要作用,但也存在覆盖面低、发展缓慢和运行困难等诸多不足。本文通过对临沧市下岗失业人员小额担保贷款现状进行调查,
The Fifth Plenary Session of the 17th CPC Central Committee proposed: “We should insist on ensuring and improving people’s livelihood as the fundamental starting point and the foothold for speeding up the transformation of economic development mode” in order to pay more attention to and improve people’s livelihood. At present, the financial support for laid-off workers is an important way to protect and improve people’s livelihood. Among them, small-sum guaranteed loans play an important role, but there are also many problems such as low coverage, slow development and operational difficulties. This paper investigates the status quo of small secured loans for laid-off workers in Lincang,