在一些发达国家,商业银行被誉为“金融百货公司”,即指银行的金融活动几乎无所不包,既有传统的存贷款业务,又有大量新兴的为企业、个人办理收付和其他代理事项的中间业务。“金融百货公司”对外发生的所有活动“都是通过法律文书来实现的”,其中最为常见的法律文书莫过于银行对外订立的各类交易合同,如《贷款合同》、《抵押合同》,等等。由于银行在金融活动中地位的特殊性,即银行在经济上虽然是强盛的,在法律 In some developed countries, commercial banks are reputed as “financial department stores,” which means that the financial activities of banks are almost all-encompassing. They include both traditional deposit and loan businesses and a large number of emerging ones that handle receipts and payments for enterprises and individuals and others Acting on the middle business. All the activities that Financial Department takes place in foreign countries are accomplished through legal documents. The most common legal document is none other than the various types of foreign exchange contracts concluded by banks, such as loan contracts, mortgage contracts, etc. Wait. Due to the particularity of banks in the position of financial activities, that is, while banks are economically powerful,