降低中小企业资金成本仍是今年金改重点,除成立民营银行之外,互联网金融仍是解决中小企业融资难、融资贵问题的重要举措。中央把振兴实体经济上升到前所未有的高度,因此,如何促进金融体系服务于实体经济,而不是在金融体系内空转的现象将是畅通货币政策传导机制的关键。同时,随着民营银行数量越来越多,民营银行的监管和风险管控也将受到广泛关注。2017年货币政策将保持稳健中性,货币政策侧重于自身的改革,要逐渐适应人民币双向 To reduce the capital cost of SMEs is still the focus of gold reform this year, in addition to the establishment of private banks, the Internet finance is still an important measure to solve the SME financing difficulties and financing problems. The central government has revitalized the real economy to unprecedented heights. Therefore, how to promote the financial system to serve the real economy instead of spinning in the financial system will be the key to smooth the monetary policy transmission mechanism. At the same time, with the increasing number of private banks, the supervision and risk control of private banks will also receive widespread attention. Monetary policy will remain prudent and neutral in 2017. Monetary policy will focus on its own reforms and gradually adapt to the two-way renminbi