目前,我国有3亿多个家庭,不少家庭的生活品位、质量、档次在不断提升,财产积累已经相当雄厚。自购的商品房加上各具特色的高档装修,一套住房下来少则二三十万元,多则上百万元,珠宝首饰、手提电脑、钢琴乐器、高级时装等高档消费品也纷纷走进了普通家庭,但相应的风险系数也随之增大。居民除了平时注意自身安全、加强防范灾情隐患以外,购买家庭财产保险不失为一 At present, there are over 300 million families in our country. Many families have continuously improved their living quality, quality and grade, and their wealth accumulation has been quite strong. Since the purchase of commercial housing with unique high-end decoration, a set of housing down as little as two to three million, as many as millions of dollars, jewelry, laptop computers, piano instruments, high fashion and other high-end consumer goods have also entered The average family, but the corresponding risk factor also increases. In addition to ordinary residents to pay attention to their own safety, strengthen the prevention of hidden dangers of the disaster, the purchase of family property insurance after all, a