论文部分内容阅读
近因原则最早产生于英国,它是保险损害赔偿中的重要原则,由于它直接决定着保险人是否承担保险合同项下的赔付责任、在保险理赔中起着关健性的作用,所以各国都把它作为保险法的基本原则之一。然而由于人们对近因的不同理解,导致在司法实践中处理具体案件所出现的不同判决结果。本文正是基于人们能够在具体案件中正确运用近因,特将在实践中需要注意的问题指出,以期使近因原则发挥最大功效。
Proximity principle originated in the United Kingdom, it is an important principle in the insurance damage compensation, because it directly determines whether the insurer under the insurance contract under the responsibility of compensation, insurance claims play a crucial role, so all countries Think of it as one of the basic principles of insurance law. However, due to the different comprehension of proximate cause, different judgments arising in specific cases are dealt with in judicial practice. This article is based on the fact that people can correctly use the proximate cause in specific cases and point out the problems that need attention in practice so as to bring about the maximum effectiveness of the principle of proximate cause.