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互联网金融作为一种新的金融模式,在加速金融体制改革、优化金融资源配置、促进经济转型升级、支持实体经济发展等方面都具有促进作用。近年来,我国互联网金融发展迅猛,呈现出强劲的发展势头。但是,由于各种原因,互联网金融整个行业还没有完全形成体系,也暴露出了一些问题,对互联网金融的健康有序发展有着不利影响。本文通过分析近年来互联网金融的发展特点,结合实践和存在的突出问题,提出了促进互联网健康发展的具体建议。
As a new financial model, internet finance can accelerate the reform of the financial system, optimize the allocation of financial resources, promote economic restructuring and upgrading, and support the development of the real economy. In recent years, the rapid development of Internet finance in our country has shown a strong momentum of development. However, due to various reasons, the whole industry of Internet finance has not yet formed a complete system, and some problems have also been revealed, which adversely affect the healthy and orderly development of Internet finance. Based on the analysis of the development characteristics of Internet finance in recent years and the outstanding problems in practice and existence, this paper puts forward some concrete suggestions to promote the healthy development of the Internet.