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党的十五大指出,加快住房商品化、社会化,逐步建立适应市场经济体制和适合我国国情的城镇住房制度,促进住房建设和住房消费,使住宅业成为新的经济增长点。中国人民银行颁布实施《个人住房担保贷款管理试行办法》一年多来,各家银行相继出台支持和促进个
The 15th National Congress of the Communist Party of China pointed out that accelerating the commercialization and socialization of housing and gradually establishing a housing system for the towns and cities that suits the market economy and the national conditions of our country so as to promote housing construction and housing consumption and make the housing industry a new economic growth point. People’s Bank of China promulgated and implemented the “Trial Measures for the Administration of Personal Housing Secured Loans” for more than a year. Various banks successively issued support and promotion measures