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自2002年起,全国各类银行全面实行贷款五级分类,同时与“一逾两呆”分类法并行一年,从明年起正式按五级分类考核。本文分析了贷款五级分类推行过程中存在的问题,并提出了相应的对策措施。
Since 2002, all kinds of banks across the country have implemented the five-tier classification of loans in a comprehensive manner. In parallel with the classification of “more than one stay and stay” for one year, the classification of five types of loans will be formally started from next year. This article analyzes the existing problems in the implementation of the five-level classification of loans and puts forward corresponding countermeasures.