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选择和确定扶贫贷款项目是一项政策性和技术性很强的工作。项目成功与否,不仅关系到国家扶贫开发政策的落实,而且影响到贫困地区及贫困农户脱贫的速度。安化县自1994年使用中央扶贫专项贷款以来,余额已达到7000多万元,而从项目分类排队情况来看,效益好的项目仅占20.3%。对此,笔者作了一番调查,认为有如下几种障碍使项目选择容易失误。1、认识障碍。政府扶贫开发部门与农发行在选择和确定项目时的认识不一。扶贫部门认为,中央扶贫贷款作为一种扶贫资金,是为实施扶贫攻坚计划而设置的,
Choosing and fixing poverty alleviation loans is a policy-oriented and highly technical work. The success of the project is not only related to the implementation of the national poverty alleviation and development policy, but also affects the poverty-stricken areas and the poverty-stricken farmer’s rate of withdrawal from poverty. Anhua County since 1994, the use of the Central Special Poverty Alleviation loans since the balance has reached more than 7,000 million, but from the project line up the situation of classification, effective projects accounted for only 20.3%. In this regard, I made a survey that the following obstacles make the project easy to choose mistakes. 1, cognitive disabilities. The government’s poverty alleviation and development departments and the Agricultural Development Bank have different opinions on selecting and fixing projects. Poverty Alleviation Department believes that the Central Poverty Alleviation Loan as a poverty alleviation fund is set for the implementation of poverty alleviation plan,