目前,我国的城镇医疗制度存在的主要问题有保障覆盖面积需要进一步扩大,保障水平需要逐步提高;保障资源配置不合理;医疗费用较高,且呈快速增长趋势。因此必须做到:扩大社会保障覆盖范围;提高统筹层次;强化监督机制,从医院和药品两方面降低城镇医疗费用;全面整合城镇医疗资源;医保制度需进一步完善。 At present, the main problems in China’s urban medical system include the need to further expand the coverage area of ​​social security, the need to gradually increase the level of protection, the unreasonable allocation of resources, the high cost of medical care and the rapid growth. Therefore, it is necessary to: expand the coverage of social security, raise the level of overall planning, strengthen the supervision mechanism, reduce the urban medical expenses from hospitals and pharmaceuticals, fully integrate urban medical resources, and further improve the medical insurance system.