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经济的快速发展,为我国的市场经济注入了新的活力,中小企业的发展也较为迅速,其在我国的经济体系中的地位愈来愈重要,中小企业的作用也愈加凸显。但是中小企业因其特点及特殊性,融资难已成为制约发展的阻碍,因此,探索一种新的更加适宜时代发展所需的融资新模式显得尤为重要。中小企业只有解决了融资问题,才能有效提高企业的运行效率及企业信用等级,在扩大客户范围的同时有效增加企业收入。然而探索、使用新融资模式的过程中存在着不可预知性,即企业在取得利益同时伴随着一定的风险,这些都是我国的中小企业在运营中应十分注意的。
The rapid economic development has infused new vitality into the market economy of our country, and the development of SMEs has also been relatively rapid. Their role in our economic system has become increasingly important and the role of SMEs has become even more prominent. However, due to its characteristics and particularity, financing has become a hindrance to the development of SMEs. Therefore, it is particularly important to explore a new type of financing more suitable for the development of the times. Only when the SMEs solve the financing problem can they effectively improve the operating efficiency and credit rating of the enterprises and effectively increase their income while expanding the scope of their clients. However, unpredictability exists in the process of exploring and using the new financing model. That is, the enterprises are getting the benefits with certain risks at the same time. All of these are the SMEs in our country who should pay great attention to the operation.