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我国企业集团成员单位通过各自为战的分散型保险管理模式初步实现了风险转嫁,随着集团业务规模和资产规模的不断扩大,该模式固有的弊端逐步凸显。利用持牌财务公司的专业优势实行统一保险管理是解决保险管理瓶颈,提高风险管理水平的有效途径。
The member enterprises of our country have initially realized the risk transfer through their respective decentralized insurance management modes. With the continuous expansion of the Group’s business scale and asset scale, the drawbacks inherent in this model have gradually been highlighted. Using the professional advantages of a licensed financial company to implement unified insurance management is an effective way to solve the bottleneck of insurance management and improve the level of risk management.