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稽核监督手段系指稽核对贷款风险监控的保证措施,主要包括贷款信息监测系统、贷款风险划分标准等。先进的稽核手段是实施金融监管、维护金融秩序、防范贷款风险的重要工具。随着金融创新和贷款风险的多样性,客观要求稽核监督要有先进的手段,占有综合性的大量数据和资料,运用风险划分标准,鉴定评估金融机构贷款风险程度,从而进行综合分析和科学测算,达到强化监管,防范金融风险的目
The means of audit supervision refers to the audit of loan risk monitoring and assurance measures, including loan information monitoring system, loan risk division criteria. Advanced means of auditing is an important tool for implementing financial supervision, maintaining financial order and preventing loan risks. With the diversity of financial innovation and loan risks, the objective requirements of audit supervision should have advanced means, possession of comprehensive large amounts of data and information, the use of risk classification standards, appraisal of financial institutions to assess the degree of risk of loans for a comprehensive analysis and scientific calculations , To achieve the goal of strengthening supervision and preventing financial risks