【摘 要】
：
贷款经审批发放给企业后,信贷员、业务科长、行领导,根据各自的职责要求,对企业贷款使用、生产经营和本息按时收回等过程进行适时监管,以确保银行贷款的安全性和效益性,这是
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贷款经审批发放给企业后,信贷员、业务科长、行领导,根据各自的职责要求,对企业贷款使用、生产经营和本息按时收回等过程进行适时监管,以确保银行贷款的安全性和效益性,这是银行贷后管理的传统方法。2002年以来,赣州分行风险管理部与时俱进,大胆革旧创新,推出了贷款经办行在贷款发放前,根据授信方案及叙做条件、风险控制的要求,先制定出切实可行的贷
Loans approved by the grant to the enterprise, the loan officer, business section chief, line leaders, according to their respective job requirements, the use of corporate loans, production and management and timely recovery of principal and interest and other timely monitoring process to ensure the safety and effectiveness of bank loans This is the traditional method of bank lending management. Since 2002, the risk management department of Ganzhou Branch has been advancing with the times and boldly innovating and innovating. It has introduced the loan-handling banks to formulate practical and feasible loans according to the requirements of credit scheme, accountability and risk control prior to the loan issuance
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